Home

Our team is here to make a difference by handling the entire process here, in our office. As a direct lender, nothing is outsourced. This means your closing will happen on time, at the rate and terms you were promised. No surprises.

MORTGAGE PURCHASE

Buying a home is a huge financial commitment. Whether you’re purchasing your first home, relocating or buying an investment property, Uwharrie knows that working with the right lender makes all the difference. You'll love our great rates and no bank fees and we will guide you through our easy loan process.

MORTGAGE REFINANCE

Let us help you select the best refinancing option for you and your family. Whether you would like to take cash out of your home or lower your payment or shorten the term of your loan, we can help you secure a loan to accomplish this goal. You'll love our creativity, great rates and wide range of options.

MORTGAGE 101

Get smart with these Millenial Mortgage Tools. Everything you ever wanted to know about mortgages; terms, mortgage calculators, loan programs, credit scores, appraisals. We will make a difference and be your source for understanding everything "Mortgage". Soon you will be celebrating your new home!

AFFORDABLE HOUSING

Uwharrie Bank is committed to helping customers in our community achieve successful homeownership. We have many programs designed to provide solutions to first time homebuyers, including many affordable housing options. We take great pride in helping you buy a home.

At Uwharrie Bank we believe in making a difference for each and every customer. Your dreams of home ownership inspire us to take action. Let us help you set the foundation for your success.