VA loans are offered to veterans or active-duty service members and their spouses. This special financing program offers lower closing costs and interest rates. You may be able to finance up to 100% of your mortgage with a maximum of $806,500. We also have VA Jumbo loan amounts and we have flexible terms/amortization to suit your needs. Contact us today to see if a VA Mortgage is right for you.

 

What is a VA loan?

A VA loan is a mortgage that is backed by the Department of Veterans Affairs for veterans, active military personnel and military spouses who qualify. With no down payment required and competitive interest rates, it's a great choice for eligible applicants.

 

Why choose a VA Mortgage?

-No down payment required

-No monthly mortgage insurance

-Competitive interest rates

-Up to 100% financing available

-Finance up to $806,500

-VA Jumbo loans are available as well

-Flexible amortization terms

 

Normal credit and underwriting approval is required. VA Funding Fee applies.

Mortgage Loan Programs

Buying a home is a big investment in your family's future. Uwharrie Bank Mortgage is here to make it the best experience possible. Whether you're purchasing new property, refinancing, buying an investment or vacation home, Uwharrie has a financing plan that will get it done.

Fixed Rate Mortgage

A traditional loan with an interest rate that stays the same for the entire term of the loan.