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To us, banking is living by our values. Doing the right thing. It's not just our slogan. We believe it. Every day, we are making a difference.
Uwharrie Bank believes in making a difference in every way we can. Our employees generously give their time, energy and talents through volunteerism and hands-on work with local non-profit groups, service clubs and charitable organizations. We are committed to improving lives and building stronger communities.
We are Uwharrie Bank and we care about making your financial life better. We have people, products and services that truly care about making a difference. Our investment in you and in our communities are more than brick and mortar... it is about making a difference.
Apply now for a better mortgage experience.
We want to be your financial partner for more than just the purchase of your home. With a mortgage from Uwharrie Bank, you'll have the comfort of having people you know and trust assist you. In addition to our exceptional service, when you bank with Uwharrie, you are eligible to receive the following benefits:
Leadership has its privileges:
With a qualifying mortgage or relationship, you can benefit from our Leadership Checking account. Access your accounts 24/7 with our Online or Mobile Banking. Enjoy additional perks such as using any ATM in the world for no fee…and we will even refund any ATM surcharges. Learn more today.
Home Equity Line of Credit:
Gain access to the equity in your home with a Uwharrie Bank Home Equity Line of Credit. This may give you the flexibility to tackle a home improvement project, or any other major expense. Learn more today.
Uwharrie Bank MasterCard®Platinum:
Once you're in your new home, you may need the added resource of a credit card for supplies or unexpected expenses. Our MasterCard® offers a variety of benefits, including no annual fee and 24-hour customer service. Earn points every time you use your card that can be redeemed for cash or travel. Enjoy a 0% introductory offer for 6 months. (subject to credit approval) Learn more today.
Online Banking & Bill Pay:
Bank at your convenience 24/7 with our Online and Mobile Banking. It is convenient, easy to use and completely secure. You'll have all the information you need at your fingertips, putting you in control of your finances. Learn more today.
Mobile Banking with Mobile Deposit:
e-z Mobile Banking lets you access your accounts anytime, anywhere using your mobile phone or tablet. With Mobile Deposit, depositing a check is now as close as your phone. Learn more today.